Quick Overview

What isEDWOSB?

EDWOSB requires all WOSB criteria plus demonstrated economic disadvantage. Woman owners must have a personal net worth under $850,000 and meet adjusted gross income and fair market value of assets thresholds.

Common Eligibility Factors

  • Meet All WOSB Requirements
  • Personal Net Worth Under $850,000
  • Adjusted Gross Income Limit
Agency/certifier timing: SBA targets a decision within 90 calendar days after receiving a complete package, whenever practicable
Program context: Part of the 5% government-wide WOSB prime-contracting goal

Eligibility Requirements

Common factors reviewed for EDWOSB; the issuing agency or certifier makes the eligibility decision

Meet All WOSB Requirements

Business must first qualify as a WOSB: small business, 51% woman-owned, woman-controlled, U.S. citizen owners.

Personal Net Worth Under $850,000

Each woman owner claiming economic disadvantage must have personal net worth below $850,000 (excluding primary residence and business ownership).

Adjusted Gross Income Limit

Average adjusted gross income over three years cannot exceed $400,000.

Fair Market Value of Assets

Fair market value of all assets cannot exceed $6.5 million.

Potential Program Benefits of EDWOSB Certification

Benefits depend on the applicable program, buyer, solicitation, and continuing eligibility for EDWOSB certification

Eligibility for EDWOSB set-asides in underrepresented NAICS codes when FAR conditions are met

Eligibility as a WOSB for substantially underrepresented NAICS codes when FAR conditions are met

Potential sole-source awards up to $8.5 million (manufacturing) or $5.5 million (other NAICS codes), when FAR 19.1506 conditions are met

Participation toward the 5% government-wide WOSB prime-contracting goal

Certification does not guarantee an award or make every federal opportunity EDWOSB-eligible

Application Process

Common preparation and agency-review steps for EDWOSB certification

Agency/certifier guidance: SBA targets a decision within 90 calendar days after receiving a complete package, whenever practicable
01

Verify WOSB Eligibility

Ensure you meet all WOSB requirements: small business, 51% woman-owned, woman-controlled.

02

Document Economic Disadvantage

Gather personal financial statements, tax returns, and asset documentation for each woman owner.

03

Apply Through MySBA Certifications

Complete the EDWOSB application in MySBA Certifications with the required financial documentation.

04

SBA Review

Up to 90 calendar days after a complete package, whenever practicable

SBA reviews application, WOSB eligibility, and economic disadvantage documentation.

05

Maintain Certification

Ongoing

Keep SAM.gov information current, report material changes, and complete the applicable SBA program examination. SBA currently holds annual WOSB/EDWOSB attestations in abeyance.

Commonly Requested Documents

The current agency or certifier checklist controls the records needed for a EDWOSB application

All WOSB required documents
Personal financial statement (SBA Form 413)
Personal tax returns (3 years)
Bank and investment statements
Real estate valuations
Retirement account statements
Any trusts or inheritance documentation

DIY vs Professional EDWOSB Help

Compare application preparation options; neither path changes the agency or certifier's decision standard

Do It Yourself

  • No optional professional-support fee
  • Learn the process yourself
  • You organize the checklist, records, and responses
  • You monitor agency or certifier requests and deadlines

Best for: Businesses comfortable interpreting the current program instructions and managing their own submission

Expert Assistance

  • Requirements and checklist walkthrough
  • Review common application risks
  • Application organization and review
  • Scope and customer responsibilities confirmed before engagement
Get Expert Help

Frequently Asked Questions

Common questions about EDWOSB certification

What is EDWOSB certification?

EDWOSB is the category within SBA's WOSB Federal Contract Program for eligible WOSBs whose qualifying women owners meet additional economic-disadvantage limits. EDWOSB and WOSB set-aside eligibility depends on the solicitation's NAICS code and FAR 19.1505 conditions.

What is the net worth limit for EDWOSB?

Each woman owner must have a personal net worth under $850,000. This excludes the value of your primary residence (up to FMV) and your ownership interest in the business applying for certification.

Do I need WOSB certification first?

EDWOSB builds on WOSB requirements. You apply for EDWOSB through the same SBA process, and if you meet economic disadvantage requirements, you receive EDWOSB status. If not, you may still qualify for standard WOSB.

What additional contracts can EDWOSBs access?

Under FAR 19.1505, contracting officers may use EDWOSB set-asides in NAICS codes where WOSBs are underrepresented. Certified EDWOSBs also qualify as WOSBs for set-asides in substantially underrepresented codes. The current SBA NAICS list, market research, fair-price expectation, and solicitation control.

Is EDWOSB like 8(a) certification?

While both have economic disadvantage requirements, they are separate programs. 8(a) has more extensive requirements and provides additional business development assistance. You can hold both certifications if you qualify.

How is net worth calculated for EDWOSB?

SBA applies the exclusions and calculation rules in 13 CFR 127.203. The ownership interest in the applicant firm and equity in the primary residence are generally excluded, and funds invested in an official retirement account are excluded from the personal-net-worth assessment. Income and total-asset tests are separate.

Primary Sources

Reviewed July 20, 2026. Program rules, portals, fees, and forms can change; use the issuing agency or certifier's current instructions before submitting.